Sunday, 11 June 2023

 <h1>Privacy Policy for KMS</h1>


<p>At Effendy Takaful Advisor, accessible from https://asliefnd.blogspot.com/p/my-family.html, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by Effendy Takaful Advisor and how we use it.</p>


<p>If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.</p>


<p>This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in Effendy Takaful Advisor. This policy is not applicable to any information collected offline or via channels other than this website.</p>


<h2>Consent</h2>


<p>By using our website, you hereby consent to our Privacy Policy and agree to its terms.</p>


<h2>Information we collect</h2>


<p>The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.</p>

<p>If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.</p>

<p>When you register for an Account, we may ask for your contact information, including items such as name, company name, address, email address, and telephone number.</p>


<h2>How we use your information</h2>


<p>We use the information we collect in various ways, including to:</p>


<ul>

<li>Provide, operate, and maintain our website</li>

<li>Improve, personalize, and expand our website</li>

<li>Understand and analyze how you use our website</li>

<li>Develop new products, services, features, and functionality</li>

<li>Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes</li>

<li>Send you emails</li>

<li>Find and prevent fraud</li>

</ul>


<h2>Log Files</h2>


<p>Effendy Takaful Advisor follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services' analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.</p>


<h2>Cookies and Web Beacons</h2>


<p>Like any other website, Effendy Takaful Advisor uses "cookies". These cookies are used to store information including visitors' preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information.</p>




<h2>Advertising Partners Privacy Policies</h2>


<P>You may consult this list to find the Privacy Policy for each of the advertising partners of Effendy Takaful Advisor.</p>


<p>Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on Effendy Takaful Advisor, which are sent directly to users' browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.</p>


<p>Note that Effendy Takaful Advisor has no access to or control over these cookies that are used by third-party advertisers.</p>


<h2>Third Party Privacy Policies</h2>


<p>Effendy Takaful Advisor's Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options. </p>


<p>You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers' respective websites.</p>


<h2>CCPA Privacy Rights (Do Not Sell My Personal Information)</h2>


<p>Under the CCPA, among other rights, California consumers have the right to:</p>

<p>Request that a business that collects a consumer's personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.</p>

<p>Request that a business delete any personal data about the consumer that a business has collected.</p>

<p>Request that a business that sells a consumer's personal data, not sell the consumer's personal data.</p>

<p>If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.</p>


<h2>GDPR Data Protection Rights</h2>


<p>We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:</p>

<p>The right to access – You have the right to request copies of your personal data. We may charge you a small fee for this service.</p>

<p>The right to rectification – You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete the information you believe is incomplete.</p>

<p>The right to erasure – You have the right to request that we erase your personal data, under certain conditions.</p>

<p>The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.</p>

<p>The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.</p>

<p>The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.</p>

<p>If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.</p>


<h2>Children's Information</h2>


<p>Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.</p>


<p>Effendy Takaful Advisor does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.</p>


<h2>Changes to This Privacy Policy</h2>


<p>We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page.</p>


<p>Our Privacy Policy was created with the help of the <a href="https://www.privacypolicygenerator.info">Privacy Policy Generator</a>.</p>


<h2>Contact Us</h2>


<p>If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us.</p>

Monday, 29 April 2013

Ubahsuai rumah

Hari Rabu, 16hb April 2013 mulalah kerja-kerja ubahsuai rumah aku. Ubahsuai bahagian Car Porch untuk dijadikan ruang tamu ke 2 (besarkan ruang tamu sedia ada). Pelan kelulusan dari MBMB telah diperolehi pada 8hb April 2013.
 
Proses pembinaan dimulakan dengan membuat footing (tapak gajah) di sebelah kiri dan kanan selepas itu membina 2 tiang beam setinggi 11 kaki. Apabila beam telah keras maka pembinaan beam sebelah atas (kiri, kanan dan depan) pula dilakukan. Ikut perjanjian tempoh pembinaan akan mengambil masa selama sebulan.

Wednesday, 13 February 2013

KidZania Mutira Damansara KL

Assalamualaikum wbh, 
Pada 10hb Februari 2013 aku dan keluarga telah pergi ke KidZania Kuala Lumpur. Cuti hujung minggu selama 4 hari sempena Raya Cina telah memberi masa dan ruang yang amat bernilai untuk kami. Aku telah merancang untuk membawa anak-anak ke Kid Zania.

KidZania adalah satu premis bangunan terletak di Mutiara Damansara KL yang memberikan satu pengalaman amat seronok dan menarik bagi kanak-kanak, di sana kanak-kanak boleh menjadi apa yang mereka mahukan seperti Doktor, Polis, Bomba, Doktor Gigi, Pengamal Kecantikkan, Jurutera, Wartawan, Penyampai Berita, Juruterbang dan berbagai lagi karektor yang mereka mahukan.

KidZania boleh juga dianggap sebagai pusat terapi minda dan motivasi kepada kanak-kanak dengan bermain dan berlakon untuk menjadi karektor yang mereka suka secara langsung ianya dapat mendorong kanak-kanak lebih berkeyakinan dan lebih berusaha untuk mencapai cita-cita meraka.

Aku amat menyukai konsep yang ditampilkan dimana konsep ini diadaptasi dari negara Mexico dengan premis yang berhawa dingin serta mempunyai cafe didalamnya ianya amat santai dan libur kepada ibubapa untuk menunggu anak-anak mereka yang sedang bermain. Harga tiket untuk masuk amat berpatutan iaitu RM35 dewasa dan RM60 Kanak-Kanak. Aku telah meluangkan masa selama 4 jam disana bermula jam 11pagi hingga 3 petang .


















Thursday, 20 December 2012

Unit Trust Consultant - Public Mutual

Tanggal 10/112012 aku telah menduduki Computerise Unit Trust Examination (CUTE) yang diadakan di Stamford Colloge Melaka. Bayaran yang dikenakan untuk menduduki peperiksaan ini adalah RM250. Alhamdullilah aku telah lulus dan menjadi Unit Trust Consultant yang bertauliah.

Industri Unit Trust di Malaysia amat baik dan menggalakkan lagipun aku bernaung dibawah Public Mutual satu nama yang besar dalam industri unit amanah di Malaysia. Ramai ejen Public Mutual yang berpendapatan lumayan lebih dari RM15K sebulan memang hebat jika anda menyandang jawatan GAM (General Agency Manager) pendapatan bulanan boleh mencecah RM50K. Ade beberapa tahap yang perlu dilalui oleh ejen Public Mutual sebelum bergelar GAM iaitu ;
  1. Unit Trust Consultant - Ejen biasa
  2. Unit Trust Consultant - Agency Supervisor.
  3. Unit Trust Consultant - Agency Manager.
  4. Unit Trust Consultant - General Agency Manager
Ini semua berdasarkan personal sale yang dibuat oleh seseorang ejen. Banyak sale maknanya lebih cepat anda naik pangkat dan lebih besar pendapatan yang anda perolehi. Jika anda mencapai tahap jualan yang disasarkan anda berpeluang melancong ke luar negara disamping itu anda akan mendapat 8 jenis kemudahan pendapatan yang dibayar oleh Public Mutual selain komisyen sebagai ejen.

Sememangnya perniagaan ini amat baik, anda kerja kuat anda dapat lebih, sendiri jadi Boss sendiri jadi pekerja tidak terikat dengan waktu pejabat erti kata lain masa kerja yang flexi.

Pemberian Taraf Berpencen

Pada 1hb Disember 2012 aku memasuki satu lagi dimensi dalam perkhidmatan kerajaan, dimana pada tarikh tersebut aku disah dan diperakukan sebagai penerima pencen. Alhamdullillah ketika usiaku menginjak ke angka 37 aku menerima perkara ini dengan hati yang amat gembira. Aku mula berkhidmat dalam perkhidmatan kerajaan bermula 27/6/2009 dan disahkan dalam perkhidmatan setahun kemudian iaitu 27/6/2010.

Walaupun ramai dikalangan rakan seusiaku sudah lama menikmati skim pencen dalam perkhidmatan awam sepatah kata "cap cari dah kering atau ubun - ubun dah keras" tapi aku baru sahaja menikmati skim tersebut memang banyak hikmah yang aku terima. Rezeki itu datang dari Allah ada yang cepat dan ade yang lambat.

Semoga aku menjadi penjawat awam yang cekap dan rajin ....

Monday, 24 September 2012

Hari Raya 2012 @ Syawal 1433H

Gambar kenangan ketika menyambut Hari Raya 2012 @ Syawal 1433H. Gambar diambil di rumah Bonda tercinta Hasnah Binti Mihat di Tmn Puteri Wangsa, Ulu Tiram, Johor.